How it works
Our group lending model is built on community, trust and fair terms. Here is the journey from application to repayment.
01
Form a group of five
Five small business owners who know and trust each other come together to apply.
02
Share the responsibility
The loan belongs to the whole group. Every member is responsible for the group's repayment.
03
Choose a group leader
One designated member collects each person's payment on schedule.
04
Repay the charity
The leader makes one combined payment to 2PISTO for the whole group.
05
Fund the next loan
Every repayment goes back into the fund, so more entrepreneurs can borrow.
Why groups?
Many small business owners don't have collateral or a credit history. Group lending replaces those barriers with mutual support — members encourage each other, and the group succeeds together.